3DS Payment Module

Customer

The customer is a privately held financial institution specializing in financial services and banking for e-commerce.

Challenge

The customer needed a solution that would help e-commerce vendors perform secure card payments online without using any 3rd party services to minimize transaction costs. Our company was chosen to develop a solution that would allow managing different types of payment cards and providing easy integration with users accounts. Solution also had to perform smart funds routing based on predefined configurable criteria.

Solution

On Budget and Time developed the required gateway solution consisting of two modules:
Funds routing module that collects and routes funds to a merchant’s bank account based on specified criteria and the web integration module that allows online shops to interact with available bank services. The user receives single-point access to multiple accounts in different banks.

Results

On Budget and Time provided full-cycle development services to the client: from concept design and application architecture/logic implementation to performing testing and optimization activities. Solution developed supports PCI DSS certification.

Technologies & Tools

Technologies and Tools: .NET Framework 2.0, ASP.NET, MS SQL Server 2005
Programming Languages: C#, C++, HTML 5, XML
Frameworks & Protocols: 3D Secure, PCI DSS